Now that The New York Times pay wall is live, you only get 20 free clicks a month. For those worried about hitting their limit, we're taking a look through the paper each morning to find the stories that can make your clicks count.

The home page leads with the news that the U.S. government is planning to sue more than a dozen big banks for misrepresenting the quality of mortgage securities they sold during the housing boom. Just below that on the page, a report from Turkey says the Israeli ambassador has been kicked out as the country downgrades its diplomatic ties with Israel over  its refusal to apologize for a deadly commando raid on a Gaza-bound Turkish aid flotilla last year.

World: The lead story, on India's effort to record biometric data and assign an identification number to each one of its citizens, is well worth a read. And even if you're feeling a little overwhelmed by Libya news these days, make an exception and read the report of the rebels' entry into the notorious Abu Salim prison.

U.S.: The report on Vermont Gov. Peter Shumlin's disaster management learning process gives some good insight into that state's response to its unusually tough break from Hurricane Irene, and it stands in contrast to the earlier report on New York Gov. Andrew Cuomo, an old hand at hurricanes. And don't miss coverage of a brewing disaster of a different kind, as Sonoma County's Gravenstein apples give way to more grape-growing land.

Business: The lousy jobs report leads here, of course, but since you can pick that up anywhere, and you already read about the banks lawsuit up top, click on the T-Mobile follow-up that says the company may suffer if AT&T's takeover gets killed.

Health: Do read the unpleasant news that a study has provided the strongest evidence yet that firefighters who worked on the Sept. 11 attack site are more likely to develop cancer. And the story on getting doctors to wash their hands is worth the click just to find out why that's even an issue. 

Sports: Do read the lead story on the possible deadly effect of fighting in the National Hockey League. And the piece on the New York Giants recruiting a new cornerback is pretty interesting too.

Opinion: In the lead op-ed, Ian Mount suggests we look to Argentina for lessons in economic recovery.

Arts: The story on large-scale changes in the galleries of New York's Museum of Modern Art is a great look at how such high-profile museums keep their collections fresh and updated.

Style: Check out the "Modern Love" column, about a Chinese woman's discomfort in dating her American now-husband in Shanghai.

Travel: In a great choice for a domestic vacation, "36 Hours" takes the armchair traveler to the Mendocino coast.